The APY* is current as of 11/01/2023
Certificate & IRA
| Term | APY* |
| 3 months | 1.561% |
| 6 months | 3.815% |
| 12 months** | 4.594% |
| 18 months** | 4.855% |
| 24 months** | 4.334% |
| 36 months | 3.247% |
**Add 0.30% for Certificates over $100,000.00.
Money Market
| Balance | APY* |
| $3,000.00 – $19,999.99 | 0.501% |
| $20,000.00 – $49,999.99 | 0.501% |
| $50,000.00 – $99,999.99 | 0.602% |
| $100,000.00 and over | 1.005% |
Account Rates
| Type | APY* |
| Share Savings | 0.250% |
| Kids Klub Savings | 0.250% |
| Change Saver | 0.250% |
| Checking | 0.000% |
| IRA Savings | |
| – Under $20,000.00 | 0.904% |
| – $20,000.00 and up | 0.904% |
*APY = Annual Percentage Yield. A minimum balance and opening deposit of $1,000.00 is required for a regular certificate, $200.00 minimum for a Great Start certificate, and $5.00 for the Grow Up certificate. A penalty will be imposed for early withdrawal. Dividends for Share Savings and Kids Klub are set at the end of each quarter for the previous quarter and will not change daily. All other rates are subject to change daily without prior notice. Contact us at 361-991-6178 for most current rates, and for more information on fees and other conditions which could reduce earnings or change the dividends/ interest on these accounts. Federally Insured by NCUA.
