Rates are accurate as of October 1, 2026.
Rates are subject to change without notice.
APY = Annual Percentage Yield
Savings and Checking
A $1 minimum opening deposit is required for Share Savings and Kids Club accounts to establish membership. Once membership is established, additional savings and checking accounts may be opened with no minimum opening deposit.| Account Type | |||
|---|---|---|---|
| Share Savings | |||
| Kids Club | |||
| IRA Savings | |||
| Secondary Savings | |||
| Checking |
Money Market
The Minimum Opening Deposit and the Minimum Balance to Earn the Stated APY is $3,000.00.| Balance | ||
|---|---|---|
| $3,000.00 – $19,999.99 | ||
| $20,000.00 – $49,999.99 | ||
| $50,000.00 – $99,999.99 | ||
| $100,000.00 and over |
Certificate & IRA
| Certificate Terms | Minimum Opening Deposit | ||
|---|---|---|---|
| 3 Month | $1,000.00 | ||
| 6 Month** | $1,000.00 | ||
| 12 Month** | $1,000.00 | ||
| 18 Month** | $1,000.00 | ||
| 24 Month** | $1,000.00 | ||
| 36 Month | $1,000.00 |
Grow Up Certificates of Deposits
For children 17 and under, Grow Up Certificates open with just $5 and let you add money anytime, up to $5,000.| Certificate Terms | |||
|---|---|---|---|
| 3 Months | |||
| 6 Months | |||
| 12 Months | |||
| 18 Months | |||
| 24 Months | |||
| 36 Months |
*APY = Annual Percentage Yield. A minimum balance and opening deposit of $1,000.00 is required for a regular certificate and $5.00 for the Grow Up certificate. A penalty will be imposed for early withdrawal. Dividends for Share Savings and Kids Club are set at the end of each quarter for the previous quarter and will not change daily. All other rates are subject to change daily without prior notice. Contact us at 361-991-6178 for most current rates, and for more information on fees and other conditions which could reduce earnings or change the dividends/ interest on these accounts. Federally Insured by NCUA.
