Debit Card

Secure and Protected

• Transactions are encrypted using chip technology to protect personal information.
• Freeze or unfreeze your debit card via the M1st mobile app or online banking.
• 24/7 fraud monitoring ensures the security of your financial transactions.
• The zero liability policy safeguards you from unauthorized charges.
• Safer than carrying cash or checks for greater peace of mind.
• Set up Visa® Purchase Alerts to receive near real-time transaction notifications, helping you identify potential fraudulent activities.

Easy and Convenient

• The M1st Visa® Debit card is accepted worldwide for in-person and online purchases.
• No annual or monthly fees to help you save more of your money.
• Instant Issue Debit Cards eliminate the need to wait for your card in the mail.
• Access to over 55,000 surcharge-free ATMs with the AllPoint ATM Network.
• Compatible with popular digital wallets such as Apple Pay®, Google Pay™, and Samsung Pay.
• Visa® Checkout simplifies online shopping, making it more secure and efficient.
• Enroll in Change Saver to round up each transaction to the nearest dollar, giving you the chance to earn a 5% match every month.
• Opt-in to Overdraft Protection, a service that may cover your debit card purchases even if you lack sufficient funds in your checking account, providing peace of mind during financial emergencies.

Important Numbers