Visa Credit Card
We offer Visa credit cards to meet the differing needs of our members. Our Visa credit cards have:
- $0 Annual Fee
- Rates as low as 9.9% APR*
- 25-day grace period on purchases
- Credit limits available from $1,000 up to $25,000*
- Manage your card from anywhere with the M1st Mobile App
- Tap to Pay available in your Digital Wallet
- Link your Credit Card to your checking account for Overdraft Protection.
Apply For A Credit Card Here
Secured Visa Credit Card
We offer a Secured Visa Credit Card for members that want to build or repair their credit. With the Secured Visa, you will secure it with your own funds.
- $0 Annual Fee
- Rates as low as 13.9% APR
- 25-day grace period on purchases
- Secured credit limits available from $1,000 up to $25,000, matching the funds that remain on hold in your Savings account
- Manage your card from anywhere with the M1st Mobile App
- Tap to Pay available in your Digital Wallet
- Link your Secured Credit Card to your checking account for Overdraft Protection.
- Everyone’s approved for a Secured Credit Card
Apply For A Credit Card Here
Click here for the Visa Credit Card Agreement
To view Billing Rights for your statements, click here.
Need to make a payment on your M1st Credit Card from a different financial institution?
You can now pay your M1st Credit Card payment from a different financial institution! You can choose to make a one (1) time payment online for $6.00 or set it up to come out on a monthly basis for FREE! If you call in to make a loan payment, it is a $10.00 fee.
Helpful Card Information
Department | Type | Phone Number |
---|---|---|
Check Card Activation & PIN Change | US | (800) 290-7893 |
International | (206) 624-7998 | |
Lost or Stolen Card | During Business Hours | (361) 991-6178 |
After Business Hours | (888) 297-3416 | |
Declined Card Purchase Assistance | Visa Debit and Credit Cards | (800) 547-3290 |
Allpoint ATM Locator | Visa Debit Cards Only | (800) 809-0308 Option 2 |
*All loans subject to usual credit standards. Rate determined by credit score. Credit Limit determined by credit score and income.