Visa Credit Card

We offer Visa credit cards to meet the differing needs of our members. Our Visa credit cards have:

  • $0 Annual Fee
  • Rates as low as 9.9% APR*
  • 25-day grace period on purchases 
  • Credit limits available from $1,000 up to $25,000*
  • Manage your card from anywhere with the M1st Mobile App
  • Tap to Pay available in your Digital Wallet
  • Link your Credit Card to your checking account for Overdraft Protection.

Apply For A Credit Card Here


Secured Visa Credit Card

We offer a Secured Visa Credit Card for members that want to build or repair their credit. With the Secured Visa, you will secure it with your own funds.

  • $0 Annual Fee
  • Rates as low as 13.9% APR
  • 25-day grace period on purchases
  • Secured credit limits available from $1,000 up to $25,000, matching the funds that remain on hold in your Savings account
  • Manage your card from anywhere with the M1st Mobile App
  • Tap to Pay available in your Digital Wallet
  • Link your Secured Credit Card to your checking account for Overdraft Protection.
  • Everyone’s approved for a Secured Credit Card

Apply For A Credit Card Here

 

Click here for the Visa Credit Card Agreement

To view Billing Rights for your statements, click here.


Need to make a payment on your M1st Credit Card from a different financial institution?

You can now pay your M1st Credit Card payment from a different financial institution! You can choose to make a one (1) time payment online for $6.00 or set it up to come out on a monthly basis for FREE! If you call in to make a loan payment, it is a $10.00 fee.

Make a Loan Payment Here 

 


Helpful Card Information

DepartmentTypePhone Number
Check Card Activation & PIN ChangeUS(800) 290-7893
International(206) 624-7998
Lost or Stolen CardDuring Business Hours(361) 991-6178
After Business Hours(888) 297-3416
Declined Card Purchase AssistanceVisa Debit and Credit Cards(800) 547-3290
Allpoint ATM LocatorVisa Debit Cards Only(800) 809-0308 Option 2
Important phone numbers for your Members First Visa Debit and Credit cards.


*All loans subject to usual credit standards. Rate determined by credit score. Credit Limit determined by credit score and income.