Personal Loans

Our Personal Loans are great for all the “other stuff” you need to take care of. The rate and amount financed depend on individual credit score and income. Use it to consolidate debt, Christmas gifts, vacation, or just to have some extra cash. We offer several different terms and amounts and it’s a great way to build your credit. Give us a call or stop by for more information on our personal loans.

Apply for a Personal Loan


Secured Loans (Including Motorcycles, ATVs, Trailers, Boats, and RVs)

Are you itching to buy some grown up toys so you can have some fun? Well, we have a loan for those grown up toys! Members First Credit Union offers many different loans to meet all of our members’ needs no matter what they are. We have competitive loan rates and terms with the convenience of our members in mind. Our Secured loans include Motorcycles, ATVs, Trailers, Boats, and RVs.  You can also get Credit Life & Disability on this type of loan for a much lower price than other institutions around town!

Apply for a Secured Loan


Share Secured Loan

With a Share Secured loan you’ll put an amount of money you want the Secured Loan to be in a savings account and borrow against it.

  • A Share Secured loan is always approved because you will secure it with your own funds.
  • This type of loan is a great way to build your credit.
  • You will put the funds in a savings account and we will put the funds on hold so they cannot be withdrawn.
  • As you make payments, the pledge amount decreases, making more savings available with each payment.
Apply for a Share Secured Loan


Certificate Secured Loan

If you have a certificate with us, you can use it as collateral for a low-interest loan. This way, you can avoid early withdrawal penalties and keep earning dividends on your certificate. You can borrow up to the term of your certificate and build your credit history. Apply now by clicking the button below.

Apply for a Certificate Secured Loan


*Rate determined by individual credit, amount financed, and term of loan. Usual credit standards apply.