We’ll take the stress out of buying a new car.

Members First makes financing your new or used vehicle a little less painful by offering great rates, low monthly payments, and flexible financing options. We’re driven to give our members the best financing options available, and we’ll work with you and your budget to get the auto loan you need! Qualified members are eligible to take advantage of our great auto loan rates and apply for a loan at any time. Whether you’ve been a member for 10 years or 10 minutes, you can apply online, over the phone, or at any M1st location. We also do pre-approval checks so you’ll be ready to go when you find the vehicle you want!

We also offer these products to coordinate with your auto loan at a much lower cost than other financial institutions or dealerships:

Apply for an Auto Loan Here


Need to make a payment on your auto loan form a different financial institution?

You can now pay your M1st Loan payment from a different financial institution! You can choose to make a one (1) time payment online for $6.00 or set it up to come out on a monthly basis for FREE! If you call in to make a loan payment, it’s a $10.00 fee.

Make a Loan Payment  How to make a loan payment from another FI

Rates determined by credit rating, amount financed, and term. Maximum amount financed is also determined by credit rating. Loans are subject to usual Credit Standards. See a loan officer for complete details.