Visa Check Card

Visa Check Cards are available with any checking account we offer. They have no monthly fee, and you can choose your own PIN number. Our Visa Check Card is FREE when used as a credit transaction (when you sign for your purchase).  If you choose to use your Visa Check card as a debit (when you use your pin number) you will incur a 0.25¢ fee for each pin purchases. Your Check card may be used at any ATM, including our Surcharge-Free Allpoint ATM Network, and any business that accepts Visa. Make sure to Opt-In your Check card for emergency situations as well!


Opt-In Your Check Card

What is Opt-In? Opt-In is a service we offer to qualified members that have a Checking account with a Check Card. When you Opt-In, we will cover purchases made with your Check Card when you don’t have the available funds in your Checking account. There is no charge to have Opt-In unless you use it! If you do happen to use it, we will charge a $25 fee for each purchase made with your Check card when you don’t have the funds available in your Checking account. Opt-In can help you in emergency situations and it’s a very beneficial service we offer if used responsibly. 

Opt-In your Check Card here


Visa Credit Card

Our Visa Credit Card has no annual fee and low interest rates*. Our Visa credit card will allow you to view your balance, payment information, and transfer funds from one of your Members First deposit accounts to your credit card for a payment on CU Online. If your looking for a way to build or repair your credit, we also offer a Secured Visa Credit Card as well.

Apply For A Credit Card Here

Click here for the Visa Credit Card Agreement


Fraud Prevention Services & How we protect your account.

CLICK HERE for Details!


ATM & ATM Network Locations

Access to your cash has never been easier!  Members First has joined the Allpoint ATM Network so you now have access to over 55,000 surcharge- free ATM’s around the world and over 43,000 surcharge- free ATMs in the United States alone!  No matter where you’re at, there will be a surcharge free ATM near you. 

Visit the Allpoint Network website or download the Members First CU, Texas app to find your nearest surcharge-free ATM!

  • Target
  • CVS
  • Walgreens
  • Kroger
  • Speedway
  • Safeway
  • Winn Dixie


Voice Assistance ATM Locator: 1-800-809-0308 Option 2​

Although you will not receive a fee from using an Allpoint ATM, you will receive a $1.00 fee charged by Members First. The ATM may display a surcharge fee screen. If so, accept the charge and proceed with your transaction. You will not be charged the surcharge fee by Allpoint. Not every location listed above will have an Allpoint ATM.  


Helpful Card Information

Check Card Activation & Pin Change US: 1-800-290-7893 or International: 206-624-7998

Lost or Stolen Check Card

During business hours: 361-991-6178  
After hours- 1-888-297-3416

Check Card Decline Assistance

Declined Card Purchase 1-800-547-3290