The APR* is current as of February 12, 2026

 

Loan Rates

Loan TypeAPR* 
New & Used Vehicle4.95% - 15.95%
Other Secured7.25% - 15.75%
Personal Loans11.50% - 17.90%
Credit Cards9.90% - 17.90%
Unimproved Property7.50% - 10.75%
First Mortgage5.40% - 13.50%
Home Equity5.60% - 13.00%
Share Secured3.75% - 4.25%
Certificate SecuredCertificate Rate + 2.00%
*APR = Annual Percentage Rate. APR is determined by credit rating, amount financed, and term of loan. Rates are subject to change without notice. Contact us at 361-991-6178 for most current rates & changes. Loans subject to usual credit standards.