Now Offering Rate Drop Protection for Home Loans

We know Home Loan rates are climbing. That’s why we’re offering this great promotion. When you finance your Home Loan with us, you’ll be able to do a one time, NO FEE rate modification if rates go down! This promotion can be used for a home purchase loan, home equity loan, or home refinance loan. This offer won’t last long so contact our Mortgage Department today!

 

There is no fee to the member for the modification. This promotion is for new home loans only. Existing Home Loans at Members First are excluded from this promotion. The rate modification must be completed within 3 years of the origination date of the loan. The rate modification can only be done one time per loan. Rate will be the Members First Credit Union rate offered at the time of modification based on the credit tier and loan to value of the original loan. New term will be the remaining term of the current loan. For home equity loans, the property must remain the primary residence at the time of the modification. Member must request the modification in writing. This offer is subject to change or discontinue at any time without prior notice and cannot be combined with any other offer. Membership & a home loan is required in order to participate in this offer.

 


Refer A Friend and Receive $25 Each

Our Refer-A-Friend Program is a great way to make extra cash! For every friend or family member you refer, you’ll both receive $25 each by following the steps below! The best part is…there is no limit to how many new people you can refer or the money you can make! Qualifying is as easy as 1…2…3…

  1. Refer your friend or family member to open a Checking account with a Visa Check Card.
  2. New member must use the Visa check card a minimum of 5 times as a credit transaction, within 45 days of opening the checking account.
  3. New member must meet all requirements & turn in the Refer a Friend coupon within 45 days of opening the Account.

 

The new and referring member will both receive $25 if the new member has never had any accounts at M1st. The new member must open a checking account with a Visa Check Card and use their check card as a credit transaction (signature required, not a pin #) a minimum of Five (5) times. All qualifications must be met, transactions posted to your account, and this coupon must be turned in within 45 days of the opening date on the checking account or this offer will be void and no longer available. Employees at M1st will not be responsible for tracking or keeping coupons. This coupon is the sole responsibility of the member. This offer is subject to change or discontinue anytime without notice and cannot be combined with any other offer. Membership required to participate in this offer.

Click Here to Print the Refer a Friend Coupon

 


Refer an Auto Loan and Receive $50

If you’re a current member, you can earn extra cash! You can earn $50 for every non-member you refer that opens an auto loan Auto Loan at M1st! Once the new Auto loan is funded, we’ll pay you $50! Refer as many people as you like because there’s no limit to the money you can make!

 

To receive $50 for the Refer an Auto Loan promotion, you must be a current member. The person you refer must be a non-member that has never had an account or loan at M1st. The person you refer must apply for an Auto Loan and the Auto loan must be approved & funded. If the new applicant is declined or withdraws, no incentive will be paid.  M1st employees are not responsible for tracking or keeping any promotional coupons. The Refer an Auto Loan coupon must be turned in after the loan has been funded but within 45 days of the loan fund date or this offer will become void and no longer available. All loans subject to usual credit standards. This promotion is subject to change or discontinue any time without notice and may not be combined with any other offer. Membership required to participate in this offer.

Click Here to Print the Refer an Auto Loan Coupon

 


Refer a Home Loan and Receive $150

Calling all members! You can earn $150 when you refer a non-member to open a Home Loan with us! Once the new Home Loan is funded, we’ll pay you $150! Refer as many people as you like because there’s no limit!


To receive $100 for the Refer a Home Loan promotion, you must be a current member. The person you refer must be a non-member that has never had an account or loan at M1st. The person you refer must apply for a Home Loan and the Home loan must be approved & funded. If the new applicant is declined or withdraws, no incentive will be paid.  M1st employees are not responsible for tracking or keeping any promotional coupons. The Refer an Auto Loan coupon must be turned in after the loan has been funded but within 45 days of the loan fund date or this offer will become void and no longer available. All loans subject to usual credit standards. This promotion is subject to change or discontinue any time without notice and may not be combined with any other offer.  MFCU is an Equal Housing Lender. Membership required to participate in this offer.

Click Here to Print the Refer a Home Loan Coupon

 


Student Checking, Student Rewards Earn $30

To Qualify for the $30 Student Reward, you must:

  • Be a full-time student between 13 and 18 years old.
  • Be a new member or a current member that has never had a Checking account at M1st.
  • Open a Student Checking with a Visa Check Card and CU Online with E-Statements.
  • The student must use their Debit/ Check Card a minimum of three (3) times within the first 45 days of the account opening.

 

You must be a new member or a current member that has never had a checking account at M1st. You must be a full-time student between 13 and 18 years old. You must open a Student Checking with a Visa Check Card and Online Banking with E-Statements. The student must use their Check Card a minimum of three (3) times within the first 45 days of the account opening. All qualifications must be met, transactions posted to the account, and coupon turned in within 45 days of the opening date on the checking account or this offer will be void and no longer available. Employees at M1st will not be responsible for tracking or keeping coupons. This coupon is the sole responsibility of the member. This offer is subject to change or discontinue anytime without notice and cannot be combined with any other offer. Membership required to participate in this offer.

Click Here to Print the Student Rewards Coupon

 


$50 Checking Package Promo

To qualify for the $50 New Member Promotion, you must:

  1. Be a new member that has never had any products or services with Members First, or a current member that has never had any of our products or services included in this promotion.
  2. You must open the “New Checking Account Package” which includes: a Checking account with a Visa Check Card, a recurring Direct Deposit of $400 or more per month and Online Banking with
    E-Statements.
  3. The Visa Check Card must be used a minimum of 5 times, each as a credit transaction (do not use a pin #).
  4. Must meet all qualifiers & turn in the $50 Checking Package promo coupon within 45 days of opening the Checking Account.

 

To qualify for the $50, you must be a new member that has never had any products or services with Members First, or a current member that has never had any of our products or services included in this promotion. You must open our “New Checking Account Package” which includes: a Checking account with a Visa Check Card, a recurring Direct Deposit of $400 or more per month and Online Banking with E-Statements. The Visa Check Card must be used a minimum of 5 times, each as a credit transaction (do not use a pin #). All requirements for the New Checking Account Package must be met and purchases made with the Check Card must be posted to the account within 45 days of opening the account. The promotional coupon must be turned in within 45 days, or this offer is void and no longer available. M1st employees will not be responsible for tracking or keeping coupons. This coupon is the sole responsibility of the member. This offer is subject to change or discontinue anytime without notice and cannot be combined with any other offer. Membership required to participate in this offer.

Click Here to Print the $50 Checking Promo Coupon

 


$25 Direct Deposit Promo

Moving into the new age of technology and convenience, direct deposit is the best way to go. No waiting in line on payday to cash your check, no more check cashing fees, and not to mention all the time you’ll save! If you’ve never had a Direct Deposit of any kind on any account, then this offer is for you! Here’s what you need to do to qualify for your Direct Deposit $25:

  • The direct deposit must be the first of any type or amount for either primary and/or joint(s) on any account.
  • Must be recurring either weekly, bi-weekly, or monthly.
  • Must total at least $400 per month. (In a 30-day period)

 

To qualify for the $25 Direct Deposit credit, this must be the very first Direct Deposit of any kind between any account and/or account holders, open or closed. The Direct Deposit must be recurring weekly, bi-weekly, or monthly and must total at least $400 per month. Requirements must be met, and promotional coupon must be turned in within 45 days of the first Direct Deposit. If over 45 days this offer is void and no longer available. M1st employees will not be responsible for tracking or keeping coupons. This coupon is the sole responsibility of the member. This offer is subject to change or discontinue anytime without notice and cannot be combined with any other offer. Membership required to participate in this offer.

Click Here to Print the Direct Deposit Coupon

 


Refer A Kid

Refer a kid 12 years old or younger to open a Kids Klub Account and we’ll deposit $10 in their new account to get them started! To qualify for the $10 Refer a Kid:

  • Must be the first Kids Klub account they have ever had
  • Refer a Kid coupon must be turned in within 45 days of account opening
  • Child must be referred by a current member.
  • Only 1 coupon per child and/or Social Security number

 

Account must be opened with the minimum opening deposit of $5.00 in order to qualify. This offer is subject to change or discontinue anytime without notice and cannot be combined with any other offer. Membership required to participate.

Click Here to Print the Refer a Kid Coupon