Regular Certificate
A Members First Certificate lets you save with flexible terms from 3 to 36 months and a low $1,000.00 minimum balance. You can also earn monthly dividends that compound over time and enjoy no maintenance fees.
Grow Up Certificate
Grow Up Certificates are a special certificate account for children 17 and under. You can start with just $5.00 and add money anytime. You can also pick the duration of the account from 3 to 36 months to suit your savings goal. Grow Up Certificates can have a maximum balance of $5,000.00.
IRA Savings and Certificates
Members First offers both Traditional and Roth IRAs, including IRA Certificates, with competitive rates and monthly dividends that compound over time. Unlike many financial institutions, we don’t charge setup or maintenance fees. Our IRA Certificates feature the same great rates and terms as our regular Certificates, giving you flexible options to grow your retirement savings.
*APY – Annual Percentage Yield. A minimum balance and opening deposit of $1,000.00 is required for Regular Certificates and $5.00 for Grow Up Certificates. A penalty will be imposed for early withdrawal. All Certificate rates are subject to change daily without prior notice. Contact us at 361-991-6178 for most current rates, and for more information on fees and other conditions which may reduce earnings or could change the dividends/ interest on these accounts. Federally Insured by NCUA.
