Direct Deposit is the fastest, safest, and most convenient way to receive your paycheck, tax refund, federal benefits, or other recurring payments directly into your Members First Credit Union account. With Direct Deposit, your funds are transferred electronically – no paper checks, no waiting in line, and no risk of loss or theft. Members can even receive eligible deposits up to two days early at no charge.
Why choose Direct Deposit?
- Get Paid Early. Many deposits arrive ahead of schedule, and Members First posts them up to two days early when received before the scheduled credit date.
- Fast & Reliable. Your deposit goes straight into your account – no delays or manual check processing. This allows you to receive your money faster than a traditional paper check.
- Safe & Secure. Electronic deposits remove the risk of lost, stolen, or misplaced paper checks.
- Convenient. Skip the branch and enjoy automatic deposits on payday or refund day, no matter where you are.
- Great for Budgeting. With predictable, automatic deposits, it’s easier to plan and manage your finances.
How to Set Up Direct Deposit
Getting started is simple. Provide your employer, payroll provider, or paying agency with:
- Our Routing Number: 314978394
- Your Checking or Savings Account Number
- Your Account Type: Checking or Savings
Early Deposit Timing
Early posting is dependent on when the paying company sends the deposit file. Members First posts the deposit as soon as it is received, sometimes up to two days early; however, timing varies by employer and agency. For federal benefits and many payroll providers, early sending is common, allowing members to enjoy faster access to their funds.
Perfect for Tax Season
Expecting a tax refund? Direct Deposit is the IRS’s recommended payout method because it’s faster and more secure than receiving a paper check. Once the IRS sends the refund deposit, we post it, often earlier than the official release date if the file arrives ahead of schedule.
Direct Deposit Coupon
Click here for the $25 direct deposit coupon.
