Refer a friend or family member to open a checking account with a Visa Check card and we will deposit $25 into your account and into your friend's new account. Also, beginning November 1, 2010, if you refer a friend for a loan of at least $10,000 you will both receive $25. That's in addition to the $25 you both receive if they open an checking account with a Visa Check card! Speak to a Member Service Representative for more details.