+ Visa Credit Card -

Visa Credit Cards

Visa Credit Card
We offer the new EMV Chip Visa credit card to meet the differing needs of our members. Our Visa credit cards have:
• No annual fee.
• Interest rates from 9.9% and up (depending on credit status)
• Card limits available from $1,000 up to $25,000 (depending on credit status)
• You can view your card balances, payment information and transfer funds from your Members First account to your       credit card on CU Online or Mobile Banking.  
• Link your credit card to your checking account for Overdraft Protection.
• 25 day grace period on purchases.

Apply for a credit card

Secured Visa Credit Card
We offer a Secured Visa Credit Card for members that want to build or repair their credit. With the Secured Visa, you will secure it with your own funds.

• No annual fee.
• Interest rates at 13.9% and up.
• Secured Card available from $1,000 up to $25,000.
• Secure the card with your money. Funds are held in a savings account and unavailable for use to secure your card. 
• The Secured Visa is a great way to build or repair your credit.
• Link your Secured card to your checking account for Overdraft protection.

 Apply for a credit card

Need to make a payment on your auto loan?
You can now pay your M1st Loan payment from a different financial institution! You can choose to make a one (1) time payment online for $6.00 or set it up to come out on a monthly basis, and its FREE! If you call in to make a loan payment, it is a $10.00 fee.

Make a loan payment

Click here for the Visa Credit Card Agreement

To view Billing Rights for your statements, click here.

Helpful Card Information

Check Card Activation &
Pin Change

US: 1-800-290-7893 or International: 206-624-7998

Lost or Stolen Check Card

During business hours: 361-991-6178  
After hours- 1-888-297-3416

Check Card Decline Assistance

Declined Card Purchase 1-800-547-3290 

*All loans subject to usual credit standards. Rate determined by credit score. Amount determined by income.





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