Visa Credit Cards

Visa Credit Card
We offer the new EMV Chip Visa credit card to meet the differing needs of our members. Our Visa credit cards have:

• No annual fee.
• Interest rates from 9.9% and up depending on credit score.
• Card limits available from $1,000 up to $25,000 depending on income.
• You can view your card balances, payment information and transfer funds from your Members
  First account to your credit card on CU Online or Mobile Banking.  
• You can also link your credit card to your checking account for Overdraft Protection.
• 25 day grace period on purchases.
Apply for a credit card

Secured Visa Credit Card
We offer a Secured Visa Credit Card for members that want to build or repair their credit. With the Secured Visa, you will secure it with your own funds.

• No annual fee.
• Interest rates at 13.9% and up.
• Secured Card available from $1,000 up to $25,000.
• Secure the card with your money. Funds are held in a savings account and unavailable for use.
• The Secured Visa is a great way to build or repair your credit.
• Link your Secured card to your checking account for Overdraft protection.
 Apply for a credit card

Need to make a payment to your Credit Card?
You can now pay your M1st Credit Card payment from a different financial institution! You can choose to make a one (1) time payment for $6.00 or set it up to come out on a monthly basis, and its FREE!
Make a loan payment

Click here for the Visa Credit Card Agreement

Helpful Information

Lost or Stolen Visa Credit Card

Call 1-800-682-6075 or go to www.reportmycards.com

To Activate your Visa Credit Card

Call 1-800-411-6390 or go to www.activatemycards.com

To change your pin by phone

Call 1-877-746-6746 

24 Hour Declined Card Assistance

Declined inside the US- 1-888-526-0404   Outside the US- call collect to 206-352-4954

 

Verified by Visa- For a list of merchants that are members with Verified by Visa, Click on the Verified by Visa logo below. Verified by visa logo- link to verified by visa website 

 

*All loans subject to usual credit standards. Rate determined by credit score. Amount determined by income.

     

   

   

  

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