When opening an account with Members First we require 2 forms of valid identification.  One form will need to be a valid  non-expired state or government  issued  ID. The second form can be your Social Security card, utility bill, insurance card, school ID etc.  If you have any questions regarding acceptable forms of identification, call  361-991-6178.

Regular Share Savings
To become a member, you must purchase a "share" of the Credit Union by depositing $25 in a Share Savings Account.  This deposit remains in your account as long as you are a member or as long as you have any of our products or services.  You can use this Share Savings account as your regular Savings account as well. (As long as the $25 minimum remains in the account at all times). Dividends are earned on the average daily balance of $100 or more. Deposits can be made into the account in any amount, and there are no monthly fees. The dividend rate is set by the Board of Directors at the end of each quarter for the previous quarter. For regulations on savings accounts, click on Regulation D at the bottom of the page.

Money Market
Our Money Market accounts pay you higher rates than regular Savings accounts and paid on funds from the date of deposit to the date of withdrawal.  Interest is paid and compounded  monthly.  A minimum balance of $3000 is required to open a Money Market account. 

Kids Klub
Our Kids Klub is a special account for children ages  12 and younger.  It encourages children to save by giving them coins with their deposits.  Kids can go to any Members First office and purchase all kinds of cool items from our Kids Klub store.  This account can be opened with as little as $5 and deposits can be made into the account for any amount. There are no monthly fees on our Kids Klub Account, and dividends are earned on the average daily balance of $100 or more. Also, if you refer someone to open a Kids Klub account for their children or grandchildren, we will deposit $10 in their new Kids Klub Account to get them started! 
Click here for a $10 Refer a Kid Coupon! 

 
           Regulation D   -   Share Rates            
      

In order to help members understand their share insurance, we have provided a link to the NCUA to read about share insurance.  Your shares at Members First are insured up to $250,000 per member by the National Credit Union Share Insurance Fund (NCUSIF).  Click Here for more details on NCUSIF Share Insurance.

Email Link Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Members First Credit Union suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact Members First Credit Union by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.

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External Link Disclaimer

Members First Credit Union has no control over information at any site hyperlinked to or from this Site. Members First Credit Union makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Members First Credit Union of any information in any hyperlinked site. In no event shall Members First Credit Union be responsible for your use of a hyperlinked site. If you "Continue", the link will attempt to open a new window. If it is unable to, the link will open in the current window.

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