Everyone dreams of owning their own home and as your credit union, we are here to help you realize those dreams. No matter where you are in the home-buying process, we can help. Whether you’re a first-time home buyer, upgrading, or downsizing, we have a variety of products with rates and terms to meet your needs. Finding the right mortgage loan is as important as finding the right home. That's why we offer personal friendly service to help you select the loan that's right for you.
Home Purchase & Home Refinance
Our mortgage loans are for the purchase or refinance of residential real estate. Why choose us for your next home loan? Because we're local, and all of our loans stay local. We won't sell your loan to another financial institution like most of the others do. We love our members and want you to stay with us. We offer low competitive rates, a stressless application process, and we have several payment options available to fit your needs. If you would like more information on home loans, we have Loan Officers here daily to assist you whenever you need them.
Home Equity Loans
A Home Equity loan is great for the things we never have enough money for. Whether you're looking to make home improvements, consolidate debt, or go on your dream vacation, we can help with a quick and easy application process. With our Home Equity Loans you can choose either no closing costs or a discounted rate option. For more information on a Home Equity loan, give us a call or stop on by. We're standing by to help with all your home loan needs.
Unimproved Property Loans
Have you found the perfect piece of land but don't have the funds to purchase it? You don't have to worry. Members First offers Unimproved Property Loans for the purchase of land. We offer very competitive rates and many different payment options. When you find your perfect spot, give us a call!
Need to make a payment on your auto loan?
You can now pay your M1st Loan payment from a different financial institution! You can choose to make a one (1) time payment online for $6.00 or set it up to come out on a monthly basis, and its FREE! If you call in to make a loan payment, it is a $10.00 fee.
All loans subject to usual credit standards. Members First Credit Union is an Equal Housing Lender. Truth in Lending Act (Regulation Z)