01/12/2023: Rate Drop Protection for Home Loans

Picture of block homes on a blue background with text saying Now offering Rate Drop Protection

We know Home Loan rates are climbing. That’s why we’re offering this great promotion. When you finance your Home Loan with us, you’ll be able to do a one time, NO FEE rate modification if rates drop! This promotion can be used for a home purchase loan, home equity loan, or home refinance loan. This offer won’t last long so contact our Mortgage Department today!


Apply for a Home Loan Here


There is no fee to the member for the modification. This promotion is for new home loans only. Existing Home Loans at Members First are excluded from this promotion. The rate modification must be completed within 3 years of the origination date of the loan. The rate modification can only be done one time per loan. Rate will be the Members First Credit Union rate offered at the time of modification based on the credit tier and loan to value of the original loan. New term will be the remaining term of the current loan. For home equity loans, the property must remain the primary residence at the time of the modification. Member must request the modification in writing. This offer is subject to change or discontinue at any time without prior notice and cannot be combined with any other offer. Membership & a home loan is required in order to participate in this offer.