Members First offers Certificates of Deposits that range in terms from 3 months to 60 months with a minimum balance of  $500 (Some CD’s may have a lower opening deposit or minimum balance depending on the type of CD opened).  Our rates are some of the best around. Dividends are paid and compounded monthly and there are no maintenance fees.

Great Start CD

Our Great Start CD is a great way to start out saving with a lower amount of money! Terms available from 12 months to 36 months to fit your needs. You can open the Great Start with as little as $200.00. Deposits through an automatic transfer of at least $50.00 per month are required.

Grow Up

The Grow Up CD is an easy way to save for your child’s future. This CD is only for children 17 years old and younger. You may make deposits to this CD anytime, and it can be opened with as little as $5.00.


The Credit Union offers very competitive rates on IRAs.  Dividends are paid and compounded monthly.  Unlike many other financial institutions, there are no set up fees or maintenance fees of any kind on our IRAs.  IRA Certificates are also available with the same rates and terms as our regular CDs.


We offer Roth and Traditional IRA Certificates. Both are available with the same rates and terms as our regular CDs. Please see a Financial Service Rep for more details.

CD & IRA Terms

Terms may change monthly. See a Financial Service Rep for up to date CD terms & rates

3 months
6 months
12 months
24 months
36 months
48 months
60 months

CD Rates

*Rates are subject to change without notice. Rate is determined by amount and length of term. Please call for current rates.