Gap Insurance
If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a “total loss”, most auto policies do not cover the actual cash value of your vehicle…less your deductible. Unfortunately you are liable for the balance that remains on the loan. Gap protection covers that in between money left on the loan. Ask a loan officer for complete details and a pamphlet.

Credit Disability & Credit Life
Our Credit Disability & Credit Life is a perfect way to help protect your loan. There is no way to predict an injury, illness or unexpected death, but you can take steps along the way to make sure your family is provided for if the unexpected were to happen to you. Credit Disability & Credit Life insurance may help make your loan payment to make life easier for you and your loved ones. 

Low Cost Vehicle Warranties
The vast majority of costly mechanical and electrical failures happen AFTER the factory warranty has expired. Avoid expensive repairs by protecting your vehicle. Our warranties are more affordable than those offered by dealerships or other warranty companies. We offer Platinum, Gold, Silver, or Copper protection. Each with great coverage. If you would like more information about this service, please call a loan officer at 361-991-6178. If you are currently covered by one of our warranties and need to make a claim, call 1-800-331-3780.

Automatic Loan Payment Transfer
Life is simple when you don’t have to worry about paying bills. When you have a loan with Members First, we can set up your payment to be automatically paid each month from your checking or savings account. You will never be late on your payment and it’s one less thing to worry about! To set up your payment transfer, speak with a Financial Service Rep or Loan officer for more details.  

Vehicles for Sale
From time to time, we have repossessed vehicles for sale here at the credit union. We sell these vehicles at a much lower price than dealerships and you can finance it here as well to make it fast and simple on you! We have competitive rates, many different payment options, and an easy application process. *NOTE: All vehicles are sold as is. We encourage you to have any vehicle checked by the mechanic of your choice prior to purchase. View Vehicles for Sale

The NADA website is a great place to visit when you’re in the market for a new or used vehicle. NADA values are available for: Used cars, motorcycles, snowmobiles, ATV s, personal watercraft's, recreational vehicles, small boats, large boats, and conversions. The NADA can also provide MSRP for a new vehicle, and information is available on loan value, trade in value, and retail value on used vehicles.
NADA Website

Check By Phone
A check-by-phone payment is a service that allows members to pay their loan payments at Members First from other financial institutions. Each time you utilize this service, call Collections and provide the name of your other financial institution along with the checking account and routing number. We will ask security information in order for your request to be processed. Submit your request before 2:00 pm in order to receive credit by the next business day. We also suggest that you submit your request before the due date to avoid any late fees. There is a $5.00 fee for each check-by-phone request and only the member(s) that are part of the loan agreement may call in to have their request processed. If you have any questions, please feel free to call our Collections Department during normal business hours: Monday - Friday 9:00 am to 5:00 pm.

Insurance products are not insured by the NCUA, are not obligations of the credit union or its affiliates, are not guaranteed by the credit union or its affiliates.

Email Link Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Members First Credit Union suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact Members First Credit Union by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.

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External Link Disclaimer

Members First Credit Union has no control over information at any site hyperlinked to or from this Site. Members First Credit Union makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Members First Credit Union of any information in any hyperlinked site. In no event shall Members First Credit Union be responsible for your use of a hyperlinked site. If you "Continue", the link will attempt to open a new window. If it is unable to, the link will open in the current window.

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