Checking Accounts -

Checking Accounts

When opening a checking account with Members First, you must first purchase a share to become a member (open a savings with $25). When opening your accounts, we will require 2 forms of valid Identification. One form will need to be a valid,  non-expired state or government issued ID. The second form can be your Social Security card, utility bill, insurance card, school ID etc. We also have great promotions for new members below.  

Student Checking
This special account is for full time students between the ages of 13 and 26 years of age.  As an added perk, If you've never had an account with us or your a current member that has never had a Checking Account before, you could earn $30 with our Student Rewards program! Click here to see if you meet the requirements for the Student Rewards promo

Student Checking Details:

  • Must be a full time student or college student enrolled in at least 9 semester hours
  • Requires $25 Opening Deposit
  • No minimum balance
  • No monthly fee
  • Free Visa Check Card*
  • Access to over 55,000 Surcharge-free ATM's worldwide**
  • Free CU Online with E-Statements
  • Free Mobile Banking
  • Free Mobile Deposits
  • Direct Deposit 
  • Free Audio Teller


Regular Checking
Our regular Share Draft account is the credit union equivalent of a regular Checking account, but our checking account offers several distinct advantages over the competition. What's the main advantage you ask? It's a totally free Checking account with no minimum balance requirements! Plus it comes standard with all of our great products! 
Click here to see if you qualify for the
$50 Checking Package Promo

Regular Checking Details:

  • Requires a $25 Opening Deposit
  • No monthly fee
  • No minimum balance
  • Free Visa Check Card*
  • Access to over 55,000 Surcharge-free ATM's worldwide**
  • Free CU Online with E-Statements
  • Free Mobile Banking
  • Free Mobile Deposits
  • Direct Deposit 
  • Free Audio Teller

50 Plus Checking
Getting older doesn’t have to be a bad thing especially if you get free stuff with great service! Our 50 plus account is for members age 50 and over. Besides the benefits of our regular checking account, 50 Plus members also receive tons of free stuff with this account! Check it out below!

50 Plus Checking Details:

  • Must be 50 years of age or older
  • Requires a $25 Opening Deposit
  • No monthly fee
  • No minimum balance
  • 1 Free box of checks per year
  • Free Fax service
  • Free Copy service
  • Free Visa Check Card*
  • Access to over 55,000 Surcharge-free ATM's worldwide**
  • Free CU Online with E-Statements
  • Free Mobile Banking
  • Free Mobile Deposits
  • Direct Deposit 
  • Free Audio Teller

 Open a checking account now

Visa Check Cards* are free when used as a credit (Signing for purchases). If used as a debit (using a pin #) you will receive a $0.25 fee per purchase transaction.
Surcharge-Free ATM's** When you use an Allpoint Partner ATM, you will not be charged a fee by that ATM but you will be charged a $1.00 convenience fee by Members First.


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Funds insured up to $250,000 by the NCUA.

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