| LOAN TYPE | APR** |
|---|---|
| New/Used Vehicles | 4.95% |
| Other Secured* | 7.45% |
| Personal | 8.45% |
| Home Improvement | 6.95% |
| Real Property | 6.45% |
| First Mortgage | 5.95% - 6.45% |
| Home Equity | 6.45% |
| Share Secured | Last Share Rate + 3% |
| CD Secured | Last Share Rate + 2% |
*Includes motorcycles, boat motor and trailers, and recreational vehicles.
**Rate determined by credit rating and amount financed and term. Add .25% for each 6 months over 60 months. Your rate may be as low as stated rate. (All rates assume automatic payment. Maximum rate is 17.9%. Maximum amount financed also determined by credit rating.
1Rates assume member has one of the following: MMG Account, IRA ($1000 minimum), CD ($1000 minimum), or Checking Account with net Pay or Direct deposit for at least 90 days. Otherwise, higher rates apply.
Loans subject to usual Credit Standards. Rates Subject to change monthly. Rate stated is for October 1,2008, please call for current rates.